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Payments made by the cheques drawn on a location the place the Bank does not have a branch might be topic to a processing and dealing with charge as determined by the Bank once in a while. “Late Payment Fee” means a cost applicable in case of the Cardholder’s failure to pay no much less than minimal amount due throughout the Payment Due Date. “Insurance Company” means insurance firm as could also be determined by BRAC Bank Limited, every so often.
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The cardholder and/or his property might be responsible for repaying in full any excellent balances on the cardboard account and shall keep the Bank indemnified for all prices and expenses incurred in recovering such outstanding balances. All Cardholders will be billed on a month-to-month foundation for all Charges incurred by means of Card and for all costs applicable to the Card Account. BRAC Bank shall endeavor that no delay is triggered in sending the Statement to the Cardholder. However, there may be no assertion generated for the period by which there was no excellent due and no transaction on the Card Account in the previous month. The facility of a Supplementary Card, is a particular facility at such fee/rate as could additionally be stipulated by BRAC Bank from time to time. All entries in the Statement of Account shall be presumed correct except the Cardholder disputes such entries within 30 days from the Statement of Account and proves such entry to be incorrect.
In the occasion of the said checking account not having adequate funds on the Payment Due Date or next 2 consecutive days, the Cardholder shall be liable to pay all the Charges relevant in addition to the Card dues. The Cardholder agrees and confirms that each one the particulars submitted to BRAC Bank by the Cardholder for availing of the auto debit facility shall be right and complete. BRAC Bank shall not be liable if the auto debit transaction is delayed or not effected in any respect for causes of incomplete or incorrect data or for any reason in any way. The Cardholder further agrees and undertakes to inform the Cardholder’s financial institution of the auto debit directions issued in favor of BRAC Bank and to not close the said bank account with out the prior consent of BRAC Bank.
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If the disputed Card Transaction turns out to be genuine, the Cardholder shall pay the amount set out in the related Card Transaction together with any fees incurred by the Bank within the investigation of such disputed Card Transaction. Payments shall be treated as produced from the date on which the payments are actually obtained by the Bank in the odd course of enterprise and never from the posting date on the Statement. At least 3-4 days should be allowed for the cost to be credited to the Card Account. If the Cardholder pays an amount less than the current stability of a particular month’s invoice statement by the cost due date, interest might be accrued on the stability remaining after the Payment Due Date and might be posted in the next statement.
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Cash-limit varieties a subset of the Cardholder’s Credit Limit/Purchase Limit. “Card Account” means the account opened within the name of the Cardholder and maintained by BRAC Bank Limited for the purpose of usage of the Credit Card as per the terms and conditions contained herein. BRAC Bank Credit Card Terms and Conditions 1. Definitions & Interpretation “Applicant” means one who has/have utilized for a Card to BRAC Bank Limited. Still have you ever a query then be happy to ask by remark.
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